To: [Creditor’s Name] [Creditor’s Address] [City, State, Zip Code]
Date: [Date]
Subject: Goodwill Request for [Describe Request, e.g., Adjustment of Late Payment]
Dear [Creditor’s Name],
I hope this letter finds you well. I am writing to discuss my account with your organization, account number [Account Number], in light of recent financial difficulties I have encountered.
Due to unforeseen circumstances, including [Briefly Describe Issues, e.g., medical emergencies, job loss], I was unable to make timely payments. I take my financial commitments seriously and have always intended to honor my obligations to you.
I understand that I have fallen behind, and I sincerely apologize for any inconvenience this may have caused. I have since taken steps to ensure that my situation improves by [Explain Actions Taken, e.g., securing new employment, creating a budget, etc.].
I respectfully request your goodwill in considering removing the late payment reports on my credit history or adjusting my payment terms so I can avoid further repercussions. I truly value our relationship and wish to maintain it moving forward.
I would greatly appreciate any assistance you can provide regarding this matter. Thank you for taking the time to consider my request. I hope to hear from you soon.
To: [Creditor’s Name] [Creditor’s Address] [City, State, Zip Code]
Date: [Date]
Subject: Goodwill Consideration for Account Adjustment
Dear [Creditor’s Name],
I am writing to you concerning my account specified above. Firstly, I would like to express my appreciation for your services and support over the years. I have always valued our professional relationship.
Regrettably, I had a [Describe Circumstances, e.g., sudden medical issue, loss of income] which made it particularly challenging for me to keep up with my payment schedule during [Specific Timeframe]. I would like to assure you that this was a temporary setback, and I am now in a position to resume my normal payment routine.
In light of my situation, I kindly ask for your consideration in waiving [Specify Request, e.g., the late fees accrued] or any other adjustments that might be feasible. I am eager to maintain a positive credit history and ensure all obligations are met moving forward.
Thank you for considering my request. I understand the importance of my financial responsibilities and appreciate your understanding during this difficult time. I look forward to your positive response.
Please complete the form below to create the Goodwill Letter to Creditor Template. All fields must be filled out to ensure a clear and persuasive letter. We provide examples to guide you through each step.
