You can open the Collection Agency Dispute Letter Template in multiple formats, including PDF, Word, and Google Docs.
Collection Agency Dispute Letter Template Printable | Editable FormSample
Examples
[Your Name]
[Your Address]
[City, State, ZIP Code]
[Your Phone Number]
[Your Email]
[Collection Agency Name]
[Agency Address]
[City, State, ZIP Code]
[Current Date]
Dispute of Collection Account #[Account Number]
I am writing to formally dispute the collection account referenced above, which was reported to me on [Date of Notification]. I believe this account has been inaccurately reported and is not valid.
The reasons for my dispute are as follows:
1. [State the first reason, e.g., the debt is not mine].
2. [State the second reason, e.g., the amount is incorrect].
3. [State the third reason, if applicable].
In accordance with the Fair Debt Collection Practices Act, I kindly request that you provide verification of this debt. This should include:
– A detailed account statement
– Any relevant documentation that proves the validity of this debt
– Evidence that you are authorized to collect this debt
Please be advised that I am aware of my rights under the Fair Credit Reporting Act and Fair Debt Collection Practices Act. I expect your prompt attention to this matter and expect that you cease all collection activities until this dispute has been resolved.
I appreciate your cooperation and prompt response. Please send the requested documentation to my address listed above within 30 days of receiving this letter. Thank you for your attention to this matter.
[Your Signature (if sending a hard copy)]
[Your Printed Name]
[Your Full Name]
[Your Full Address]
[City, State, ZIP Code]
[Your Contact Number]
[Your Email Address]
[Collection Agency’s Name]
[Collection Agency’s Address]
[City, State, ZIP Code]
[Today’s Date]
I am writing to formally dispute the claim you have against me concerning the account number #[Account Number]. I have received notification regarding this supposed debt on [Date of Notification], and I believe it is erroneous.
The basis for my dispute includes:
1. [Explain the first reason, e.g., I have already paid this debt].
2. [Explain the second reason, e.g., the amount is inaccurately stated].
3. [Elaborate on any other reasons you may have].
In compliance with the Fair Debt Collection Practices Act, I request that you furnish me with the following:
– Complete account history
– Verification of the debt
– Documentation that confirms you have the legal authority to collect this debt
I am aware of my rights as a consumer, specifically under the Fair Debt Collection Practices Act. As such, please cease all collection activities related to this account until my dispute is resolved and verified.
I look forward to your prompt response and the documentation requested. Kindly send your response to the address provided above within 30 days from the date of this letter. Thank you for your assistance in this matter.
[Your Signature (for hard copy)]
[Your Printed Name]
Format
Please complete the form below to create the Collection Agency Dispute Letter Template. All fields must be filled out to ensure a clear and comprehensive dispute letter. We provide examples to guide you through each step. Collection Agency Dispute Letter Template 1. Your Information 2. Collection Agency Information 3. Disputed Account Information 4. Supporting Documentation 5. Request for Verification 6. Signature and Date 7. Final Review
PDF
WORD
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Collection Agency Dispute Letter Template Printable | Editable FormPrintable
