Charge Off Removal Letter Template

You can open the Charge Off Removal Letter Template in multiple formats, including PDF, Word, and Google Docs.

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Charge Off Removal Letter Template

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Charge Off Removal Letter Template (1)
From:
[Your Name]
[Your Address]
[City, State, Zip Code]
[Your Phone Number]
[Your Email]
To:
[Creditor’s Name]
[Creditor’s Address]
[City, State, Zip Code]
Date:
[Date]
Subject:
Request for Charge Off Removal on Account [Account Number]
Dear [Creditor’s Name],
Introduction:
I am writing to formally request the removal of the charge off status on my account referenced above. I have reviewed my credit report and noticed that this entry is negatively impacting my credit score.
Background:
To provide context, this account was charged off on [Charge Off Date]. At that time, I was experiencing [briefly explain your situation, e.g., financial difficulties, medical emergencies]. I have since taken significant steps to improve my financial standing.
Payment Offer:
As part of this request, I am willing to settle this account by offering a payment of [Amount] as a goodwill gesture in exchange for the removal of the charge off from my credit report.
Request for Consideration:
I kindly ask that you consider this request and adjust your records accordingly. Removing this charge off will greatly assist me in rebuilding my credit and moving forward financially.
Conclusion:
I appreciate your attention to this matter and look forward to your prompt response. Please feel free to contact me via phone or email should you require any additional information.
Sincerely,
[Your Signature (if sending a hard copy)]
[Your Printed Name]
Charge Off Removal Letter Template (2)
From:
[Your Name]
[Your Address]
[City, State, Zip Code]
[Your Phone Number]
[Your Email]
To:
[Creditor’s Name]
[Creditor’s Address]
[City, State, Zip Code]
Date:
[Date]
Subject:
Request for Charge Off Removal on Account [Account Number]
Dear [Creditor’s Name],
Introduction:
This letter serves as a formal request for the removal of the charged-off status on my account. I understand the significance of timely payment and regret the circumstances that led to this situation.
Account History:
The account was charged off on [Charge Off Date]. During that period, I faced [explain any relevant circumstances]. I have since rectified my financial issues and wish to move forward.
Proposed Settlement:
I propose to pay [Amount] as a part of settling this account in exchange for the removal of the charge off from my credit history.
Emphasizing Goodwill:
I believe that this action would be beneficial for both parties and would reflect positively on your company as it demonstrates a commitment to customer satisfaction and support.
Closing Statement:
Thank you for considering my request. I am hopeful for a favorable response and am willing to discuss this matter further at your convenience.
Sincerely,
[Your Signature (if sending a hard copy)]
[Your Printed Name]

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Format

Please complete the form below to create the Charge Off Removal Letter Template. All fields must be filled out to ensure a clear and complete communication. We provide examples to guide you through each step.

Charge Off Removal Letter Template

1. Debtor Information


2. Creditor Information


3. Subject of the Letter

4. Date of Request

5. Reason for Charge Off Removal

6. Supporting Documentation

7. Request for Action

8. Closing Statement

9. Signatures and Acknowledgements


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Charge Off Removal Letter Template

Printable | Editable Form

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Charge Off Removal Letter Template